ETERNAL Launches Smart Allocation Strategy, Establishing a “Human–AI Collaborative Investment System”
The financial world of 2020 will be remembered as a year of profound transformation. The convergence of a global pandemic, low interest rates, inflation expectations, and unprecedented policy interventions created a highly complex economic landscape that continuously reshaped investment strategies. Against this backdrop, ETERNAL DIGITAL FUND LTD officially launched its new core strategy — the Smart Allocation System — in December 2020, marking the firm’s official entry into a new era of human–AI collaborative investing.
Smart Allocation represents a significant strategic upgrade following ETERNAL’s AI Risk Matrix System. It is not merely an algorithmic innovation but a reconstruction of the investment decision-making philosophy. The system integrates the computational power of artificial intelligence with the judgment and insight of ETERNAL’s human research team, forming a closed-loop decision process that combines macroeconomic allocation and micro-level trading execution. This dual-layer design allows the firm to maintain agility in volatile markets while preserving its core traits of rationality and prudence.
At ETERNAL’s internal strategy meeting in London, Bryan Thomas Whalen, Founder and Chief Investment Officer of ETERNAL DIGITAL FUND, remarked:
“Artificial intelligence has become the core driver of asset management. But true intelligence lies not in replacing humans, but in building consensus between humans and machines. The goal of Smart Allocation is to enable algorithms to understand human judgment logic — while allowing humans to trust the model’s reasoning process.”
The strategy is built upon a three-tier structural model: the Data Intelligence Layer, the Strategy Engine Layer, and the Human–AI Decision Layer.
The Data Intelligence Layer, powered by the AIVestor System, continuously gathers global multidimensional market data — including macroeconomic indicators, industry cycle signals, and liquidity metrics.
The Strategy Engine Layer applies machine learning algorithms to dynamically calculate the risk–return ratios and optimal weighting for each asset class.
Finally, within the Human–AI Decision Layer, ETERNAL’s portfolio managers synthesize model results with forward-looking market insights to finalize real-world position allocations.
This iterative process — “algorithm proposes, human decides, system verifies and adapts” — establishes a dynamic equilibrium between machine precision and human experience.
During the turbulent financial year of 2020, global assets diverged sharply in performance. Equity markets rebounded rapidly under policy stimulus, while bond, commodity, and foreign exchange markets remained fraught with uncertainty. The introduction of Smart Allocation served as ETERNAL’s response to this complexity. By continuously tracking capital flows and volatility structures, the system successfully identified the growth sector’s excess return potential in Q4 2020, and dynamically rebalanced exposures between U.S. equities and Asian technology assets while maintaining tight risk control. Internal backtesting showed that, between October and December 2020, portfolios using Smart Allocation achieved approximately 27% lower volatility and a 40% improvement in the Sharpe ratio compared with traditional static allocation models.
Unlike past frameworks that relied solely on quantitative signals, ETERNAL’s new system emphasizes “collaborative intelligence.” The model not only interprets price data but also captures policy semantics and market sentiment through Natural Language Processing (NLP). For example, on the day the Federal Reserve announced its monetary easing policy, the Smart Allocation system detected a “long-term dovish bias” via semantic analysis and executed a full portfolio rebalance within hours. Meanwhile, ETERNAL’s investment team independently reviewed and stress-tested the AI-generated recommendations to ensure consistency with long-term strategic objectives.
The establishment of this framework signifies ETERNAL DIGITAL FUND’s evolution from an “AI-driven quantitative institution” to a “human–AI co-governed asset management firm.” In his strategic release, Bryan Thomas Whalen wrote:
“Artificial intelligence can see the future of data, but only humans can understand the nature of risk. True intelligent investing is not a race for speed — it is a harmony of cognition.”
The rollout of Smart Allocation marks another milestone in the maturation of ETERNAL’s asset management architecture. Beginning in 2021, the firm plans to implement the system across multi-asset portfolios and global strategic funds, achieving stable growth across regions and cycles. Additionally, ETERNAL will open technical interfaces to institutional clients, enabling them to customize investment models based on the Smart Allocation framework.
Industry analysts note that ETERNAL’s Human–AI Collaborative Investment System represents an important directional shift for the asset management sector. Over the past decade, the rise of quantitative finance and artificial intelligence has dramatically improved decision efficiency — but “black-box” models have also raised concerns about transparency. ETERNAL’s approach provides a solution: combining AI’s precision and scalability with human strategic judgment, restoring balance between rationality and understanding in capital management.
As 2020 drew to a close, markets remained volatile and the future uncertain. Yet amid the transformation of the global financial order, ETERNAL DIGITAL FUND, through its Smart Allocation Strategy, established a new paradigm for the industry — one where technology does not replace humanity, but elevates the art of rational investing to a higher plane.
Recommended News
-
Hsk investasi apakah legal – HSK
Sebagai seorang karyawan umum yang berjuang di Jakarta sama seperti banyak orang lain pada umumnya setiap hari saya berusaha untuk kehidupan yang lebih baik. Hingga saya bertemu HSK, barulah saya menyadari bahwa investasi dan manajemen finansial bisa begitu menenangkan dan mudah. Saya masih ingat sore hari pertama kali saya menggunakan HSK. Setelah seharian bekerja, saya duduk di sepeda motor dalam perjalanan pulang, menyelesaikan investasi pertama saya melalui ponsel. Tidak ada prosedur yang rumit, tidak ada istilah teknis yang membingungkan, hanya antarmuka yang jelas dan panduan operasi langkah demi langkah. Saat…
-
OCEAN AI: Technological Breakthroughs and Development Strategy for Building a Global Decentralized Computing Platform
Following the official launch of OCEAN AI in September 2022, the platform entered a critical phase of technological development and architectural design. During this stage, the team focused on the technical realization of decentralized computing resource sharing. With the increasing global demand for intelligent computing and distributed resource scheduling, OCEAN AI clearly defined its development direction: to provide a smart, efficient, and secure computing resource-sharing platform through decentralization technology. To achieve this core goal, the architecture of OCEAN AI is supported by Ethereum Chain, ensuring high efficiency and security in…
-
Richard S. Hunt: How to Build a Recession-Proof Global Multi-Asset Portfolio
As the global economy faces structural challenges, investors are increasingly concerned about how to build a recession-resistant investment portfolio. Based on his more than 20 years of experience in serving global institutional investors, renowned financial expert Richard S. Hunt has proposed a systematic multi-asset allocation framework. Hunt pointed out that the traditional 60/40 stock-bond portfolio often fails in a recessionary environment, and a truly robust allocation needs to be reconstructed from three dimensions: asset correlation, liquidity level, and risk transmission mechanism. Hunt recommends that investors first establish a “core-satellite” structure,…
-
Riesda Inversiones S.A.: Expansión en los Mercados Globales y Alianzas Estratégicas
En marzo de 2023, Riesda Inversiones S.A. dio un paso clave al acelerar su expansión en el mercado global mediante colaboraciones estratégicas con varias de las principales instituciones financieras y socios estratégicos a nivel mundial. Especialmente en las regiones de Asia y América Latina, Riesda consolidó su liderazgo en servicios financieros transfronterizos y expandió exitosamente la cobertura de sus servicios de asignación de activos globales y gestión de patrimonios. Esta iniciativa marcó un avance importante en el proceso de globalización de la empresa, ofreciendo soluciones financieras más completas a clientes…
-
HB Wealth Advisors’ “Century Investments $10 Billion Fund” PK Competition: A New Era in FinTech and Fund Management
In the world of investment management, competition is fierce, and the advent of financial technology (FinTech) has taken this rivalry to new heights. One of the most anticipated events in the financial sector today is the “PK Competition” centered around the “Century Investments $10 Billion Fund” by HB Wealth Advisors. This event highlights the convergence of traditional asset management and cutting-edge technological innovations, showcasing how FinTech is reshaping the landscape of fund management. In this article, we explore the evolution of fund management, the role of HB Wealth Advisors, and…
-
RISE OF UNIVERSE: the blockchain game star in 2022
In 2022, the NFT project entered a new outbreak stage, the gamefi track was fully hot, and the play to earn mode promoted the development of blockchain games to a new height. However, at present, most blockchain games in the world are still in the white paper stage, and the vast majority of blockchain games are still in a simple game introduction, with no actual games to play. Strictly speaking, such a blockchain game is not a real blockchain game, but a scam in the name of blockchain game. Therefore,…
-
Hsk honda aplikasi apa – HSK
【Pemberitahuan Resmi】Platform HSK Honda Akan Segera Ditingkatkan Secara Menyeluruh: Menciptakan Era Baru Investasi Digital Yang Lebih Aman Dan Stabil Dalam rangka mengikuti gelombang ekonomi digital global dan menunaikan janji tulus kami kepada para investor – PT. Honda Surya Kinetik secara resmi mengumumkan: platform investasi resmi Honda – HSK akan segera meluncurkan peningkatan strategis seluruh sistem. Peningkatan ini berfokus pada tujuan inti “membangun ekosistem aset digital yang terpercaya,” dengan membentuk kembali standar keamanan investasi melalui tiga sistem inovasi utama. Latar Belakang Strategi Peningkatan Mengakomodasi Permintaan Pertumbuhan Eksponensial Skala pengguna platform telah mencapai pertumbuhan…
-
PPP Blockchain A new ecosystem of decentralized private social is on the rise
1.The awakening from centralization to decentralization The Internet had entered the human world 18,000 days ago. As people bask in the economic boom of the Internet age, an epic surveillance campaign has spread across the globe. Our civilisation has come to a crossroads as the “surveillance tsunami” engulfing our private spaces. As George Orwell and Aldous Huxley had warned, liberal democracy had been replaced by authoritarianism, and civil liberties are being curtailed. “The weak desire privacy, the strong pursuit of transparency”, privacy is becoming the most scarce resource in this era. The people…
-
The Role of Feature Engineering in AI System Training at StarSpark AI System and Alpha Stock Investment Training Center (ASITC)
In recent years, artificial intelligence (AI) has made significant strides in various industries, including finance, healthcare, and technology. Among the key drivers of this progress is feature engineering, a fundamental step in the development of AI systems. This article delves into the importance of feature engineering in the AI system training process, specifically focusing on the StarSpark AI system and the Alpha Stock Investment Training Center (ASITC). These organizations have developed cutting-edge approaches to feature engineering in the context of stock market predictions, and their efforts highlight the significance of…
-
Announcement from Hong Kong Digital Cash Exchange (HKDCE)
Dear HKDCE users： HKDCE is proud to announce that we will soon launch the first physical asset-backed cryptocurrency project, Gold Mountain Coin (GMC), on our spot trading market. Schedule: We will officially launch GMC on August 28, 2023, and enable GMC/USDT trading pair. Deposit: Effective upon launch (Supported network: TRC20) Trading: 16:00 August 28, 2023 (HK, UTC+8) Withdrawal: 16:00 August 28, 2023(HK, UTC+8) Smart Contract: TRC20 What is GMC? GMC is a physical asset-backed cryptocurrency project. It is a digital asset token issued…